We will loan money for titled and insured vehicles, boats, tractors, and recreational vehicles. The value will be determined by the NADA guides or a receipt from a dealer listing the fair market value.
New vehicles will be financed at 100% of the retail value.
Used vehicles will be financed at 90% of the retail value.
Maximum deductible on insurance will be $1,000.00
ALL MEMBERS - We will finance new or used vehicles at the following rates:
New titled and insured vehicles:
4.4% APR Financed Up To 84 Months
Used titled and insured vehicles (up to 5 years old):
5.50% APR Financed Up To 60 Months
Vehicles older than 5 years:
7.5% APR for Up To 60 Months
Signature loans and untitled/uninsured items:
9.9% APR up to $3,000 after you have been a member for 3 months
Up to $6,000 after you have been a member for 1 year.
Maximum term of loan 5 years
Share secured loans:
4.4% APR Terms vary based on loan balance
Total of all loans not to exceed $45,000.
THE CREDIT UNION RESERVES THE RIGHT TO REQUIRE A CREDIT REPORT FOR EACH APPLICANT.