We will loan money for titled and insured vehicles, boats, tractors, and recreational vehicles. The value will be determined by the NADA guides or a receipt from a dealer listing the fair market value.

New vehicles will be financed at 100% of the retail value.
Used vehicles will be financed at 90% of the retail value.
Maximum deductible on insurance will be $1,000.00

ALL MEMBERS - We will finance new or used vehicles at the following rates:

New titled and insured vehicles:
4.4% APR Financed Up To 36 Months
5.0% APR Financed Up To 48 Months
5.4% APR Financed Up To 60 Months
6.4% APR Financed Up To 72 Months
6.4% APR Financed Up To 84 Months

Used titled and insured vehicles (up to 5 years old):
5.75% APR Financed Up To 36 Months
6.5% APR Financed Up To 48 Months
7.0% APR Financed Up To 60 Months

Vehicles older than 5 years:
9.4% APR for Up To 60 Months

Signature loans and untitled/uninsured items:
9.9% APR up to $3,000 after you have been a member for 3 months
Up to $6,000 after you have been a member for 1 year.
Maximum term of loan 5 years

 Share secured loans:
4.4% APR Terms vary based on loan balance

Total of all loans not to exceed $45,000.
THE CREDIT UNION RESERVES THE RIGHT TO REQUIRE A CREDIT REPORT FOR EACH APPLICANT.

Revised 07/16/2009

Dividend rates for share and share draft accounts.

Dividends are paid quarterly on both share accounts and share draft accounts.  The dividend rate will be determined by the Board of Directors at quarter end and is based on market fluctuation.

   Certificates of Deposit - Rates as of January 28, 2009

Certificate of Deposit Dividend Rates are subject to change without notice.

For more info click here.....  

Click the calculator above to calculate your approximate monthly loan payment. All calculations are estimates and actual amounts may vary. Please contact the Credit Union for exact amounts.

Our general policy is to allow you to withdraw funds deposited in your account on the next business day after the day we receive your deposit. In some cases, we may delay your ability to withdraw funds beyond the next business day. Then the funds will generally be available by the second business day after the day of deposit.